Term loans: funding that helps your firm to grow faster
Accelerate your growth with £1m to £10m, tailored to your needs. Our term loans (including CBILS) provide innovative businesses with capital to fund ambitious plans for growth. We support UK SMEs where traditional lenders struggle to: we can help loss-making, early-stage firms in exciting sectors that are ready to scale.
- Ideal for companies with ambitious targets for growth, organic or acquisitive
- Smooth and swift, with firms funded in as little as six weeks
- We don’t require a seat on your board
- Every application is processed by people, not machines
The essentials
Are you eligible?
- Proven business model
- Revenues of £2m+
- Growing quickly
- Profitability not always required
- All sectors considered
Our terms
- 1%-3% upfront fee
- 8%-12% interest rate
- 6-12 months interest-only
- 24-48 months capital repayment
- No covenants
Customise your loan
- Clarity on use of money
- £1m-£10m loan amount
- Tranches to suit your needs
- Three- to five-year term
- Cost depends on overall risk profile
How it works
Term loans are designed to help your company grow, based on the business model that has already brought you success. We want to know about your targets and how you plan to achieve them, your management team and your most important clients – everything about your story so far.
Our experts will quickly gain a thorough understanding of your firm, which helps us to assess how much we can lend. We will then tailor your loan after further discussions with you.
