Growth loans: capital to help you hit ambitious targets for growth

We provide loans of £1m to £10m for fast-growing businesses with a growth-type need, whether they require working capital, M&A or simply growth capital. The use of money can be flexible – for example, to maintain existing growth strategies or to implement new projects, such as buying an existing UK business.

The essentials

  • Are you eligible?

  • Proven business model
  • Minimum revenues of £3m
  • Revenue growth (Covid-19 excepted)
  • Reasonable revenue visibility
  • B2B preferred
  • Our terms

  • 1.5% arrangement fee
  • 8%-12% interest rate
  • Six months interest-only
  • Terms of up to six years
  • No covenants
  • Customise your facility

  • Clarity on use of money
  • Facilities of £1m to £10m
  • We can lend up to 5 x EBITDA
  • Cost depends on overall risk profile
  • Work with us to tailor your loan

How it works

Growth loans are exactly that – loans designed to help your company grow. We want to know about your targets and how you plan to achieve them, your management team and your most important clients, so we can create a bespoke loan to support your specific needs.

We trust you to deliver your business plan and do not take seats on your board. Our experts, who consider each application individually, pride themselves on swiftly gaining an understanding of your firm, which helps us to assess how much we can lend.

Tales of investment and growth

Read our success stories

  • Cognassist
  • Extrinsica
  • Foodhub
  • Managed