Growth capital

BOOST&Co does things differently. That’s especially true of how we provide growth capital. For businesses that are ready to scale, we offer capital of £2m to £10m in just one to four months. We offer solutions that require no equity dilution, so you don’t need to sacrifice control of your company or your equity.

If you have a fully formed management team, a functioning product and proven routes to market that are already delivering revenues, contact us on 020 7651 4930 to discuss how we can help you grow.

Growth capital structured as a loan is different to growth equity finance. For more on the differences between a growth capital loan and equity finance, take a look at our handy infographic.

Growth capital 101

A growth capital loan is a form of funding that provides capital for growth – it’s as simple as that. These loans are available to companies with an established business model and great growth prospects. They are structured as debt and involve little to no equity dilution.

You need to have an established business model and a revenue run rate of at least £5m, and to be profitable or within a few months of profitability.

Because we look at your company’s future growth potential, BOOST&Co is able to provide funding earlier and in larger amounts than traditional banks. The interest rates of growth capital loans reflect this higher-risk profile, but require no covenants.

Customised loans

Each of BOOST&Co’s loans is tailored to the company receiving it. Just like your business, management team and situation, each loan is unique.

Our standard terms are as follows:

  • Size: £2m to £10m, funded in one go or in instalments to make the amount relevant to the funding needs
  • Duration: Three to five years
  • Repayment profile: sometimes includes an interest-only period of 12-18 months, and then monthly amortisation of capital and interest
  • Covenants: typically none

Growth capital loans are made up of three documents: a loan agreement, a debenture and an equity kicker.

Talking terms

You believe this funding option would be perfect for your business and now you want to talk terms. Growth-capital loan terms vary as widely as the companies that receive them, because they are tailored to each business. Essentially, the price of the financing depends on the amount required and the use of the loan.

Growth capital loans comprise a combination of:

  • Fee: 1% to 2% of the loan amount
  • Interest rate: 9% to 12% of the capital outstanding
  • Equity kicker: 5% to 15% of the amount lent, in warrant shares
  • For more details, take a look at our infographic detailing typical terms or download a sample loan term sheet.

You're not alone

From working capital to site roll-outs and M&A/MBI/MBOs, we have helped dozens of companies to expand their operations. They include:

  • The Clubhouse
  • Hoppa
  • RTX
  • Voneus
  • SquareOne Network
  • The Asset Exchange

Apply now

We’re always looking for fast-growing businesses to invest in. Our investment process is swift and therefore less time-consuming for your management team.

BOOST&Co can typically provide a term sheet in just two to three weeks following initial meetings. The due diligence process then takes two to four weeks, after which your funding will become available.

You can find more information on BOOST&Co’s fast and simple investment process here.

If your business meets our basic investment criteria and is ready to enjoy the benefits of a growth capital loan, apply now.

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