Principal Matt Vincent, based in Nottingham, provides growth loans across the Midlands for innovative, fast-growing SMEs.

What do you do at BOOST&Co?

I’m a principal in the newly formed Midlands team and my role is originating new deals in and around the region. It’s exciting to be launching something new in a well-established market; I’m having a lot of interesting conversations about our USPs and how we’re taking on the big banks by providing something different.

What made you want to work here?

I was attracted by the fact that BOOST&Co is so entrepreneurial, forward-thinking and flexible, as well as the opportunity to create something new. It’s important for a lender to have people on the ground who can get involved in the local business community, and the Midlands is a market that has historically been under-served by alternative debt providers, so we can really make a difference here.

How did you end up in Nottingham?

I grew up in the East Midlands and went to university in Nottingham. I then worked for RBS in Leeds, but I always wanted to return to my home patch. It’s a great part of the country to work in: we have a big city in Birmingham, but there are many smaller communities around the Midlands that are vibrant and diverse. No two businesses are the same, so you have different experiences every day.

Why did you decide to work in this field?

At school, I found that I liked the practical application of maths, so I went on to study economics at university. In my second year, I did an internship in a bank because it seemed to fit my skills, and I’ve never looked back. What I really enjoy is meeting the people who run companies: not just dealing with the numbers, but also having conversations about how we can make a difference to someone’s firm.

Which item can you not work without?

I need two things to get through the day: one is my phone and the other is coffee, especially in the mornings. I take it with milk and sugar – I need the sugar as much as I need the caffeine.

How do you spend your leisure time?

Watching, playing and coaching sport: I love the camaraderie and banter of being part of a team. I play 11-a-side football every week, as well as having five-a-side kickabouts with my mates, but I’ve gone from being a box-to-box midfielder to standing in the centre circle a lot more than I used to. I also play cricket and previously started a children’s team at my club, which has since established a full junior set-up. It’s rewarding to see how kids just keep going until they get better.

Which football team do you support?

Derby County. My dad was a Huddersfield Town fan, but I went to school in Derby, so I supported the local team. My granddad took me to my first match when I was six, in 1993: we lost 3-1 to Cremonese at Wembley in the Anglo-Italian Cup final. I can’t work out whether [current manager] Wayne Rooney has been dealt a bad hand or is part of the problem at the club, but time will tell.

What’s on your bucket list?

I’d love to drive a Formula One car. The races can be boring, but I love watching how fast the cars go. Driving one might be a bit scary, but it would be thrilling – I’ve always wanted to give it a try.

Given £100m to spend or invest, what’s the first thing you would do?

I’d buy the cricket club I play for. A football club and a bowls group also use the ground, so I’d buy it and move them out. I’d build a stand for spectators and ask some international players to join us, so we’d have a squad of superstars, but with my mates playing as well. Our team would boast Shane Warne, Freddie Flintoff… and me.

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